如何成為 iBanker?

iBanker 人工高係人都知,都係唔少學生既 Dream job,成為 iBanker 條路應該係點行?



iBanker的職責是公司承銷投資業務,從而為公司購取金錢去發展業務。iBanker 除了向客戶提供最好的建議去投資,也負責首次公開發行,上市或者,兼併和收購。iBanker 還會銷售證券給客戶。一名投資銀行家多數於一所 名牌大學畢業。


iBanker 在大學多修讀財務,會計,經濟學或商業學位。在您大四實習從事入門級的工作。如果你想在進一步在投資銀行發展,便需要攻讀工商管理碩士,尤其在金融那方面。如果你想在一間大的投資銀行工作,你需要成為優秀的本科生以保證進入頂級 MBA 學校。

efinancial職業,在iBank 請人時,大銀行都喜歡一些在頂尖 MBA 大學畢生的人,例如哥倫比亞大學商學院,而哈佛大學,麻省理工學院,耶魯大學,沃頓商學院和倫敦商學院僅次其後。


當你剛入職或甚至已經進入了 iBank 的領域,你需要獲得來自金融業監管局(FINRA)的執照才能銷售投資。還有你可以通過考試獲取發證,從註冊選項主要為一般證券事務代表賺取憑證的主機。例如,如果你通過「Series 26 考試」(也被稱為投資公司產品/可變合約有限公司自營考試)你可以徵集,購買和出售公司可兌現的證券。一般證券事務代表,或 Series 7 考試,考試合格便獲得可購買和出售所有證券產品的資格,證券產品例如企業和市政債券可變合同和投資公司的產品。


投資銀行在聘請初入職的 iBanker,首兩三年會觀察他們是否有充夠能力執行更高階的工作。根據勞工統計署的數據,銀行有一套的“UP”和 “OUT” 政策,去培訓有潛質的iBanker,而不保留表現較差的人。

具有學士學位的金融學士學位和 Series 7 的執照,你可以作為證券代理銷售,並在資深分析師的培訓下完善您的銷售策略。在入行時,你可能只需為資深 iBanker 管理現有帳戶。銀行會為初入行的 iBanker 提供廣泛的培訓。


Investment bankers are in the business of underwriting investments on behalf of organizations looking for money to finance expansion plans or operations. In addition to advising clients on the best way to raise funds, investment bankers also oversee initial public offerings, or IPOs, mergers and acquisitions. The banker also sells the securities for clients. The path to becoming an investment banker often begins at a prestigious university.

Start with a Financial Education
You can start in the field with a bachelor’s degree in finance, accounting, economics or business. An internship during your senior year can open doors to entry level jobs. If you want to advance at most investment banks, however, you should pursue a master’s in business administration, or MBA, with a concentration in finance. If you want to work for a large bank -- where most investment banking jobs are located -- you need to excel as an undergrad to assure entry into a top MBA school. According to efinancial careers, an extensive overview of resumes revealed that most investment bankers at big banks earned their MBAs at Columbia Business School, with Harvard, MIT, Yale, Wharton and London Business School running just behind.

Earn Your Creds
While you’re working in an entry-level position, or before you even enter the field, you’ll need to earn a license from the Financial Industry Regulatory Authority (FINRA) to be able to sell investments. There are a host of credentials you can earn by passing examinations through the licensing agency, ranging from a Registered Options Principal to a General Securities Representative. For example, if you pass the Series 26 exam -- also called the Investment Company Products/Variable Contracts Limited Principal exam -- you can solicit, buy and sell redeemable securities of companies. Successful completion of the General Securities Representative, or Series 7, exam qualifies you to purchase and sell all securities products, from corporate and municipal securities to variable contracts and investment company products.

Get In the Ground Floor
Investment banks often hire entry-level financial services bankers for a period of two or three years to see if they perform sufficiently before promoting them to higher-level accounts. According to the Bureau of Labor Statistics, it’s called an “up or out” policy and serves as a breeding ground for successful investment bankers because banks don’t want to keep those starting positions filled by poor performing individuals. For example, with a bachelor’s degree in finance and a Series 7 credential, you could work as a securities sales agent and train under a more experienced analyst to refine your sales strategies. You might start by just managing existing accounts for senior bankers. Employers usually provide extensive training to entry-level securities agents. Find entry-level jobs and additional training by attending conferences and networking through industry organizations such as the National Investment Bankers Association and the International Association of Investment Bankers.

Prove Your Worth
Once you’ve attained your MBA -- a prerequisite many employers require for advancement -- you’ll need to prove your value primarily by bringing in new accounts and meeting and exceeding sales goals. Additional FINRA designations also can help you advance. Leadership qualities are valued as well, paving the way for supervisory and management positions. In addition to being high producers, successful investment bankers need the kind of expertise that lets them make split-second decisions as markets shift, build lasting relationships with lucrative clients and develop cold-calling skills to generate new business. Exceptional math skills also are vital to be able to judge profit margins accurately and quickly.

source: http://www.ehow.com/how_2069038_become-investment-banker.html